Is Chronic Fatigue Syndrome Classed as a Long-Term Disability?
Even though many insurance companies are very reluctant when it comes to providing long-term disability (LTD) insurance benefits to persons suffering from chronic fatigue, you can still claim benefits from your insurance policy if your employer provides it. Medical professionals do not fully understand what causes the condition and are yet to come up with tests for diagnosing it.
Recovering the benefits of a long-term disability claim is a time-consuming process that can change your life forever. However, with a dedicated LTD lawyer in Halifax from our firm, you could still successfully get the benefits within a shorter period.
Some of the Common Factors in a Chronic Fatigue Syndrome Diagnosis
Although chronic fatigue is still a mystery, the science behind it is still being developed. Medical researchers have isolated a few key triggers, which they believe may help them unravel the mysterious condition.
Scientists and researchers believe that some of the triggers that play a role in the syndrome include viral infection, exposure to heavy metals or harmful chemicals, genetic predisposition, going under anesthesia, physical trauma, certain immunizations, blood transfusions, medical treatments, among other things.
At Wagners Injury Law Firm, we will help you review your case, consult with medical experts, and identify the possible trigger or cause of your illness.
Common Symptoms of Chronic Fatigue
Some of the symptoms that can significantly lower your quality of life and ability to function include:
- Sleep dysfunction
- Mental impairment
- Abnormal appetite
- Sensory disturbance
- Irritable bowel syndrome
- Flu-like symptoms
Some of the Challenges You’ll Encounter While Trying to Recover Long-term Disability Benefits for Chronic Fatigue
Since there isn’t a list of specific criteria or tests for diagnosing chronic fatigue syndrome, insurance companies are leery of providing the benefits and have been successful in denying these claims. Even if you have medical evidence or a doctor supporting your claim, you’ll still have to convince your insurance company that you’ve been unable to work due to the severity of your condition.
If you want to succeed in your claim recovery, you’ll have to build a strong case. You must provide well-documented medical records that clearly show your struggle. These documents should include preventative measures you’ve taken and how the condition has impacted your life.
Your medical records should document your inability to function – relative to your previous work history. To improve your odds of recovering the benefits, your documents must also rule out other potential causes that cause fatigue including thyroid condition, sleep apnea, and other ailments.
When it comes to chronic fatigue, many factors come into play including the inability to concentrate, memory problems, and loss of mental function. You can hire an experienced LTD lawyer in Halifax to assist you and ensure that you have proper documentation that reflects every aspect of your condition. This will help you to successfully seek benefits from your long-term disability insurance policy.
Contact Us at Wagners Injury Law Firm Today
Have you been struggling to stay awake and your physicians have ruled out other options? Well, there’s a possibility you could be living with chronic fatigue syndrome. Our LTD lawyer Halifax will help you seek benefits under your long-term disability insurance policy.
Our experienced legal team will be happy to help you obtain the financial benefits you deserve. Call us now to set up a free consultation.